Understanding your risk tolerance is a key part of our service, and we pride ourselves in ensuring that each product or portfolio we recommend to you meets your risk profile and your expectations of risk versus reward. 
Putting it simply, there is no such thing as ‘risk free’, and as an investor you will need to assess the level of risk you are prepared to take with your savings, in consultation with our experienced advisers.
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Personal Profile - After completing an initial Attitude to Risk Questionnaire, which determines how averse you are to risk, we will review your investment portfolio to see how it compares to your attitude to risk, and, if any changes are needed, advice will be given in this regard.
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Meeting your needs - Any advice given will be based around your attitude to risk, as well as your personal needs. For example, if you are an ‘Aggressive’ investor used to taking risks and are looking for higher returns, we are likely to recommend a wider range of funds in equities. However, if you are a ‘Cautious’ investor, we will focus more on capital protection.
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Regular reviews - We will request that you complete a new Attitude to Risk Questionnaire on an annual basis. If your risk score changes, we will recommend changes within your portfolio in order to reflect your risk tolerance.
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Trusting relationships – We appreciate that changes in personal circumstances may lead to changes in your attitude to risk. Any advice given will reflect any changes in your personal needs. You will be able to discuss your ongoing needs with your advisor at regular face-to-face meetings.
