Protection Planning

You may think that financial planning is all about investing your money into funds and anxiously watching the stock market, but planning to protect against loss of income, health or life is equally important.

Our advisors go through a process with all of our clients known as ‘fact finding’; this is where the advisor gets to know all about you and your financial circumstances. 

Through the process of fact finding it may become evident that you currently have a shortfall in protection provision and you do not have sufficient plans in place to protect you and your family’s income should you have to stop work through illness or, even worse, death.

Whether it is a critical illness or a life assurance policy that you require, our experience and professional advisors will always recommend an insurance policy that ensures you and your family are suitably protected from any adverse events in the future.

Whatever your situation, we can find a solution. 

To discuss your protection needs with one of our expert advisors, contact us today.

To discover more about specific types of protection products, view our Protection Explained page.

I had no idea until taking independent advice from Cockburn Lucas that my retirement options covered so many areas, and am really grateful for the professional and clear way in which these options have been explained. As you can imagine, the decision on how to take my pension was something I couldn’t afford to get wrong or take chances with, so I am grateful for all the help and expertise they have provided in dealing with my need for advice.

- Tom Scothorne, Private Client