Case Studies

The following case studies are examples of how we work with our clients and they are not intended as financial advice or solutions are specific to individual client’s circumstances. You should always seek financial advice before making any financial decisions.

Save

Typically these are clients aged 20+ who are looking to save tax-efficiently for their future. You may need guidance on which products to invest in to maximise tax efficiency and which funds to invest in. You want to maximise return for the level of risk that’s right for you and may want to protect your family…….read our case study

Shift

Clients who have built up a pension pot and/or other assets, and are planning when to retire. You may need advice on reducing the impact of market volatility on your investments and also want to get your savings under control by consolidating into one place with a bespoke investment strategy…….read our case study

Spend

You are already retired or are just about to and may need advice on how much income you need at different stages during retirement, and how to invest your assets to maximise tax efficiency and minimise risk to capital as wealth preservation becomes more important.

Share

You may be thinking about how to pass on your wealth tax efficiently, and considering potential long term care costs and ways to minimise inheritance tax……..read our case study

Protect

You are the owner or director of a company and you wish to ensure that your company is fully protected in the worst case scenarios……..read our case study

I moved from a larger firm to Cockburn Lucas; a smaller and more personal firm. I welcome my annual meetings with Alistair Fraser and feel able to phone him for advice whenever I feel the need to do so. After over a year I feel very positive about both the ethical stance of Cockburn Lucas and their financial results.

- John C, Private Client