If you are one of the many people with a Defined Benefit (Final Salary) pension scheme who has recently seen a large increase in their transfer value, you may be aware of the option to transfer it into a Personal Pension in order to take advantage of the ‘Pensions Freedom’ rules which were introduced in April 2015. This is, however, a riskier strategy and there are many things you will need to consider before deciding to transfer: What guarantees will I be giving up? Can I afford to give them up? How will my family be affected?
Start planning now!
To talk to one of our expert retirement planners today and arrange a free, no-obligation initial meeting, please contact our office on:
0115 981 95 29
You cannot proceed with a pension transfer unless you receive regulated financial advice and we are pleased to advise we have not just one but a whole team of highly specialised pension transfer experts, coupled with an award-winning financial planning process and support service to ensure continued guidance throughout your whole retirement journey – which could be 30 years or more!
Why not take a look at the case study featuring a member of our own Financial Planning team who has put his money where his mouth is and decided to transfer his own Defined Benefit pension scheme.
We have also created other pages detailing:
An outline of our pension transfer process from start to finish
As important as the decision on whether or not to transfer your pension is, once transferred you will then be responsible for building your own investment strategy to support your income needs for the rest of your life; this decision cannot be reversed so it is important to make sure you have all the facts.
As we celebrate our 20th year in business, we are able to provide you with not only the required expertise for pension transfers, but also our award-winning investment proposition to ensure that your funds are invested to meet your risk profile, income needs and ensure you don’t run out of money before you run out of breath.
Rest assured we have both the tools and the know-how to make your retirement planning a success and provide you with a safe outcome.
We also know when to say “No” if a pension transfer is not the right thing to do.
To talk to one of our expert retirement planners today and arrange a free, no-obligation initial meeting, please contact our office on 0115 981 95 29
or e-mail us at: [email protected]